Who to Serve - Targeting Those with Highest Risk Factors
Coalition on Homelessness and Housing in Ohio (COHHIO)
Solutions Brief | June 24, 2009
HUD Risk Factors
- Eviction within 2 weeks from a private dwelling (including housing provided by family or friends).
- Discharge within 2 weeks from an institution in which the person has been a resident for more than 180 days (including prisons, mental health institutions, hospitals).
- Residency in housing that has been condemned by housing officials and is no longer meant for human habitation.
- Sudden and significant loss of income.
- Sudden and significant increase in utility costs.
- Mental health and substance abuse issues.
- Physical disabilities and other chronic health issues, including HIV/AIDS.
- Severe housing cost burden (greater than 50% of income for housing costs).
- Homeless in the last 12 months.
- Young head of household (under 25 years old with children or pregnant).
- Current or past involvement with child welfare, including foster care.
- Pending foreclosure of rental housing.
- Extremely low income (less than 30% of Area Median Income).
- High overcrowding (the number of persons exceeds health and/or safety standards for the housing unit size).
- Past institutional care (prison, treatment facility, hospital).
- Recent traumatic life event, such as death of a spouse or primary care provider, or recent health crisis that prevent the household from meeting its financial responsibilities.
- Credit problems that preclude obtaining of housing.
- Significant medical debt.
NAEH Risk Factors
- Income at or below 15% of Area Median Income.
- Currently experiencing a housing crisis (dangerous conditions, eviction).
- Families with children who are secondary tenants (doubled up, marginally housed).
- Experienced two or more moves in the past year.
- Have a young child (under the age of 2).
- Under age of 24 years old and were in foster care at some point.
- Prior episode of homelessness.
- Eviction from public or assisted housing.
- Experienced domestic violence in the past 30 days.
- Missed two or more appointments with a caseworker.
- Serious mental illness.