Who to Serve - Targeting Those with Highest Risk Factors


Coalition on Homelessness and Housing in Ohio (COHHIO)

Solutions Brief | June 24, 2009

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HUD Risk Factors

  • Eviction within 2 weeks from a private dwelling (including housing provided by family or friends).
  • Discharge within 2 weeks from an institution in which the person has been a resident for more than 180 days (including prisons, mental health institutions, hospitals).
  • Residency in housing that has been condemned by housing officials and is no longer meant for human habitation.
  • Sudden and significant loss of income.
  • Sudden and significant increase in utility costs.
  • Mental health and substance abuse issues.
  • Physical disabilities and other chronic health issues, including HIV/AIDS.
  • Severe housing cost burden (greater than 50% of income for housing costs).
  • Homeless in the last 12 months.
  • Young head of household (under 25 years old with children or pregnant).
  • Current or past involvement with child welfare, including foster care.
  • Pending foreclosure of rental housing.
  • Extremely low income (less than 30% of Area Median Income).
  • High overcrowding (the number of persons exceeds health and/or safety standards for the housing unit size).
  • Past institutional care (prison, treatment facility, hospital).
  • Recent traumatic life event, such as death of a spouse or primary care provider, or recent health crisis that prevent the household from meeting its financial responsibilities.
  • Credit problems that preclude obtaining of housing.
  • Significant medical debt.

NAEH Risk Factors

  • Income at or below 15% of Area Median Income.
  • Currently experiencing a housing crisis (dangerous conditions, eviction).
  • Families with children who are secondary tenants (doubled up, marginally housed).
  • Experienced two or more moves in the past year.
  • Have a young child (under the age of 2).
  • Under age of 24 years old and were in foster care at some point.
  • Prior episode of homelessness.
  • Eviction from public or assisted housing.
  • Experienced domestic violence in the past 30 days.
  • Missed two or more appointments with a caseworker.
  • Serious mental illness.