Coalition on Homelessness and Housing in Ohio (COHHIO)

Solutions Brief | June 24, 2009

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HUD Risk Factors

• Eviction within 2 weeks from a private dwelling (including housing provided by family or friends).
• Discharge within 2 weeks from an institution in which the person has been a resident for more than 180 days (including prisons, mental health institutions, hospitals).
• Residency in housing that has been condemned by housing officials and is no longer meant for human habitation.
• Sudden and significant loss of income.
• Sudden and significant increase in utility costs.
• Mental health and substance abuse issues.
• Physical disabilities and other chronic health issues, including HIV/AIDS.
• Severe housing cost burden (greater than 50% of income for housing costs).
• Homeless in the last 12 months.
• Young head of household (under 25 years old with children or pregnant).
• Current or past involvement with child welfare, including foster care.
• Pending foreclosure of rental housing.
• Extremely low income (less than 30% of Area Median Income).
• High overcrowding (the number of persons exceeds health and/or safety standards for the housing unit size).
• Past institutional care (prison, treatment facility, hospital).
• Recent traumatic life event, such as death of a spouse or primary care provider, or recent health crisis that prevent the household from meeting its financial responsibilities.
• Credit problems that preclude obtaining of housing.
• Significant medical debt.

NAEH Risk Factors

• Income at or below 15% of Area Median Income.
• Currently experiencing a housing crisis (dangerous conditions, eviction).
• Families with children who are secondary tenants (doubled up, marginally housed).
• Experienced two or more moves in the past year.
• Have a young child (under the age of 2).
• Under age of 24 years old and were in foster care at some point.
• Prior episode of homelessness.
• Eviction from public or assisted housing.
• Experienced domestic violence in the past 30 days.
• Missed two or more appointments with a caseworker.
• Serious mental illness.